.kriz-faq { max-width: 900px; margin: 2rem auto; }
.kriz-faq-section { margin-bottom: 2.5rem; }
.kriz-faq-cat {
    font-size: 1.5rem;
    border-bottom: 2px solid #1a4d8c;
    padding-bottom: 0.4rem;
    margin-bottom: 1rem;
}
.kriz-faq-item {
    border: 1px solid #e0e0e0;
    border-radius: 6px;
    margin-bottom: 0.6rem;
    background: #fafafa;
    transition: background 0.2s;
}
.kriz-faq-item[open] { background: #fff; box-shadow: 0 2px 6px rgba(0,0,0,0.05); }
.kriz-faq-item summary {
    cursor: pointer;
    padding: 1rem 1.2rem;
    font-weight: 600;
    list-style: none;
    position: relative;
    padding-right: 2.5rem;
}
.kriz-faq-item summary::after {
    content: "+";
    position: absolute;
    right: 1.2rem;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1.4rem;
    color: #1a4d8c;
    transition: transform 0.2s;
}
.kriz-faq-item[open] summary::after { content: "−"; }
.kriz-faq-item summary::-webkit-details-marker { display: none; }
.kriz-faq-answer { padding: 0 1.2rem 1rem; line-height: 1.6; }
.kriz-faq-answer a { color: #1a4d8c; text-decoration: underline; }